Best Free Tax Software for 2025: Why Cash App Taxes Stands Out

If you are looking for the best free tax software to file your 2025 tax return, Cash App Taxes is one of the strongest options on the market. Unlike many competitors that advertise “free” filing but restrict certain forms or income levels, Cash App Taxes is completely free no matter what your situation is. Whether you are self-employed, own a small business, or have investment income, you can file both federal and state tax returns at no cost.

Why Choose Cash App Taxes?

Cash App Taxes is built for individuals who want an easy-to-use platform that doesn’t come with hidden costs. The service allows you to file nearly any tax form for free, which makes it especially appealing to taxpayers with complex returns. Unlike other providers, Cash App Taxes does not upsell users into premium plans. Everything you need to complete your tax return is included in the free version.

However, there are some trade-offs. While the platform is excellent for affordability and accessibility, it does not provide access to live tax experts. If you want one-on-one assistance or prefer in-person help, you may want to explore other options.

Cost and Features

The biggest benefit of Cash App Taxes is cost. Federal and state returns are completely free with no restrictions based on income or filing situation. The platform also includes features such as free audit defense and a maximum refund guarantee.

Convenience is another strength. You can file your return from a desktop computer or through the Cash App mobile app, which makes it easy for people who prefer filing directly from their phones.

Who Should Use Cash App Taxes?

Cash App Taxes is a strong choice for many filers, but it isn’t perfect for everyone. Here’s a quick breakdown:

Good for taxpayers who want a 100% free federal and state filing option
Helpful for gig workers, freelancers, or small business owners with complex returns
Useful for investors with multiple income sources
Convenient for those who want to file on mobile or desktop without upselling pressure

Not recommended if you need live expert support or have to file multiple state returns, since the platform only allows one state filing per year.

About Cash App Taxes

Cash App Taxes is part of the broader Cash App platform, originally launched by Square in 2013 as a peer-to-peer payment service. In 2021, Square acquired Credit Karma Tax and rebranded it as Cash App Taxes. Later that year, Square changed its corporate name to Block Inc. Today, Cash App has expanded into a variety of financial services, including the completely free tax filing product known as Cash App Taxes.

How Cash App Taxes Compares to Other Free Tax Software

While Cash App Taxes is completely free, other popular tax software platforms take a different approach:

TurboTax Free Edition allows free filing only for very simple tax returns (such as W-2 income with no additional schedules). Many taxpayers with deductions, credits, or investment income must upgrade to a paid version.
H&R Block Free Online offers a free option for simple returns, but more complex filings—like self-employment or investment income—require a paid plan.
TaxSlayer Simply Free is also limited to basic tax situations and does not include itemized deductions or more advanced schedules.

The key difference is that Cash App Taxes does not restrict which forms you can file. It covers all tax situations without charging extra, making it one of the only truly free tax software providers.

Bottom Line

Cash App Taxes remains one of the best free tax filing options in 2025. It supports both simple and complex returns, works seamlessly on desktop and mobile, and eliminates hidden fees or upgrade prompts. While it may not work for those needing expert guidance or multiple state filings, it is a smart choice for taxpayers looking to save money and file quickly.